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Kingsley State Bank
Kingsley State Bank

Personal Loans

Personal Loans
What’s on your wish list? Projects you’ve been longing to start, but you need a little extra cash? Let us qualify you for a personal loan that can be used for any number of things, from a new boat or camper to covering life’s little surprises, like car repairs or getting braces for your kids. Once we’ve had a chance to learn more about you, your current situation and your needs, we’ll guide you to just the right financing option.

Auto Loans
Shopping for a new car can be like navigating through a maze of never-ending choices, but one thing’s for certain, you won’t need a map to find your way through our loan process. It's straightforward. Our loan experts get you qualified fast, and give you the best interest rates and terms right up front. There’s no haggling and no pressure. You’ll have the check in your hand when finalizing your purchase with the dealer. If your car is still road worthy but you’re stuck with a high monthly payment, we can help with that too. We offer affordable refinancing that can keep you behind the wheel of your car, while lowering your payment. With great auto financing rates for both new and used vehicles, buying a car has never been easier.

Home Equity Loans
Using your home’s equity can be a simple, affordable answer to challenges that life may throw at you. Our Home Equity Loans and Lines of Credit can put cash in your hands to pay for unforeseen medical expenses and home repairs. Not certain how much equity there is in your property? Our loan officers are here to answer all your questions and walk you through the entire process. We offer the personal service only a community bank like ours can provide and we want to make sure that you’re saving money. A second mortgage may be the best option to finance your one-time needs.

Meet our Lenders

Kingsley

 

 

Robert Phelps
Commercial, Agricultural, Consumer
712-378-2341

 

George Phelps
Commercial, Agricultural, Consumer
712-378-2341

 

Le Mars

 
 

Sergeant Bluff

 
 
 
 
 
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