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Kingsley State Bank
Kingsley State Bank

Commercial Checking Accounts

Kingsley State Bank's Business Advantage Checking is designed for those businesses having low monthly activity, and seeking low monthly cost.

Kingsley State Bank's Business Advantage Plus Checking is designed for those businesses having low monthly activity, and seeking low monthly cost, while still earning interest on their account.

Kingsley State Bank's Business Analysis Checking is designed for businesses with large activity, seeking a COMPETITIVE checking account. Contact your local KSB branch to learn more today.

ACCOUNT TYPE


BUSINESS ADVANTAGE CHECKING


BUSINESS ADVANTAGE PLUS CHECKING


ACCOUNT TYPE: MINIMUM BALANCE TO AVOID MONTHLY SERVICE FEE


FREEDOM CHECKING: $0.00


FREEDOM PLUS CHECKING: $2,500.00 Average Daily Balance


ACCOUNT TYPE: MONTHLY SERVICE FEE


FREEDOM CHECKING: $0.00


FREEDOM PLUS CHECKING: $10.00 If average daily balance falls below $2,500.00


ACCOUNT TYPE: INTEREST EARNED


FREEDOM CHECKING: N/A


FREEDOM PLUS CHECKING: APY based on average daily balance:
*$0 - $2,499.99 – 0.00%
*$2,500 - $9,999.99 – 0.15%
*$10,000 – $99,999.99 – 0.25%
*$100,000 AND ABOVE – 0.30%


ACCOUNT TYPE: ACTIVITY LIMITS - ALL ITEMS (debits, credits, ACH, etc.)


FREEDOM CHECKING: 150


FREEDOM PLUS CHECKING: 150


ACCOUNT TYPE: FEE IF ACTIVITY EXCEEDS LIMITS


FREEDOM CHECKING: $.20 Per Item


FREEDOM PLUS CHECKING: $.20 Per Item


ACCOUNT TYPE: eSTATEMENTS


FREEDOM CHECKING: Free


FREEDOM PLUS CHECKING: Free


ACCOUNT TYPE: PAPER STATEMENT FEE


FREEDOM CHECKING: $5.00 Per Statement


FREEDOM PLUS CHECKING: $5.00 Per Statement


APY = Annual Percentage Yield

*Account earns interest on the average daily balance, and interest is compounded and paid monthly. Rates are subject to change without notice.


 
 
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