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Privacy Policy

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account balances
  • Payment history and Transaction history
  • Checking account information and Wire transfer instructions
  • When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons KINGSLEY STATE BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does KINGSLEY STATE BANK share? Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes- information about your  transactions and experiences

No We don't share

For our affiliates' everyday business purposes- information about your credit worthiness

No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call 712-378-2341 or go to

What we do
How does KINGSLEY STATE BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does KINGSLEY STATE BANK collect my personal information? We collect your personal information, for example, when you
  • Open an account or Deposit money
  • Apply for a loan or Make deposits or withdrawals from your account
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law)


Companies related by common ownership or control. They can be financial and non-financial companies.

  • KINGSLEY STATE BANK does not share with our affiliates.

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • KINGSLEY STATE BANK does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • KINGSLEY STATE BANK doesn't jointly market.
Other Important Information

Special Notice for State Residents

For Alaska, California, Illinois, Maryland, Massachusetts, Mississippi, New Jersey, North Dakota, and Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than permitted by law, unless you authorize us to make those disclosures. We will also limit our sharing of personal information about you with our affiliates to comply with all privacy laws that apply to us.

Additional information concerning our privacy policies can be found at or call 712-378-2341

Other Privacy Statement. We will share your updated debit card information due to account changes, like the expiration date, to MasterCard®. MasterCard® will securely store your debit card information and release the new information to financial institutions and participating merchants in order to process your transactions without interruption. If you would prefer not to have your debit card information updated automatically through MasterCard Automatic Billing Updater service, you may opt out. If you would like to opt out, please contact Kingsley State Bank at 712-378-2341.