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Kingsley State Bank is FDIC Insured

Please refer to the ‘FDIC Depositor Bill of Rights’, below.

As a customer at KSB, you have the right to:
  • Automatic deposit insurance coverage when you open a deposit account at an FDIC-insured bank, with no additional action on your part.
  • Separate FDIC insurance coverage for deposits held at different FDIC-insured banks.
  • The ability to confirm that a bank is insured by calling the FDIC toll-free at 1-877-ASK-FDIC.
  • FDIC insurance coverage of at least $250,000.00 for your deposits at an FDIC-insured bank.
  • Deposit insurance coverage of more than $250,000.00 at a single bank when deposits are held in different “ownership categories,” such as single, joint and trust accounts.
  • Confirmation that deposits are within the insurance limits by using the FDIC’s online tool ”EDIE the Estimator,” or by calling the FDIC at 1-877-ASK-FDIC.
  • Receive disclosure when a financial product offered by your bank is not covered by FDIC insurance.
  • Prompt access to your insured deposits in the event your bank fails.
  • Receipt of distributions from the receivership for uninsured deposits, as the sale of assets permits.
  • Sleep well, knowing that since the creation of the FDIC 75 years ago, no depositor has ever lost one penny of insured deposits.